FINANCING

Your Trusted Mortgage Broker for Every Home Financing Need!

Looking to buy your first home, upgrade, or refinance for better rates? Vertex Realty works for You - not the banks or lenders. We partner with the nation’s top lenders to find the best solution that fits your goals, budget, and timeline.

From pre-approval to closing, we simplify the process: find flexible programs, negotiate competitive rates, and offer personalized guidance so you can focus on what matters most!

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Our Loan Services

First Time Homebuyer Loans

Start your journey with confidence. Low down payment options, possible grants, and flexible qualifications without mortgage insurance to make your dream home a reality!
Conventional Loans

Ideal for buyers with strong credit, offering great rates for purchases or refinances with flexible terms to suit your goals.
Non-Qualified Mortgage Loans

Flexible financing options for self-employed borrowers, investors, or those with unique income situations. Bank statement, asset depletion, and Debt Service Coverage Ratio loans to fit your needs.
FHA Loans

Insured by the Federal Housing Administration designed for easier qualification and lower down payments. Perfect for first time home buyers and if you’re building or rebuilding your credit.
VA Loans

Insured by the U.S. Department of Veterans Affairs to help eligible veterans, active-duty service members, and certain surviving spouses buy or refinance a home. Exclusive zero down payment programs for eligible members, with no private mortgage insurance (PMI) required.
USDA Loans

Insured by the US Department of Agriculuture for qualified buyers in eligible rural and suburban areas. Zero down financing, low interest rates, and flexible guidelines.